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Credit risk remains one of the major risks faced by most financial and credit institutions. It is deeply connected to the real economy due to the systemic nature of some banks, but also because well-managed lending facilities are key for wealth creation and technological innovation. This book is a collection of innovative papers in the field of credit risk management. Besides the probability of default (PD), the major driver of credit risk is the loss given default (LGD). In spite of its central importance, LGD modeling remains largely unexplored in the academic literature. This book proposes three contributions in the field. Ye & Bellotti exploit a large private dataset featuring non-perfor...
In the second graphic novel of the Secret Smithsonian Adventures series, our heroes intervene to save the National Museum of Natural History from villains who want to bring dinosaurs back to life--to make money! As schoolmates Dominique, Eric, Josephine, and Ajay are returning home from their first time-travel adventure at the Smithsonian National Air and Space Museum, they realize there are dinosaurs all over their neighborhoods! When they return to the Smithsonian to figure out what's amiss, they see that the National Museum of Natural History is now called The Museum of Extinction, many modern animals have become extinct, and dinosaurs have returned. They travel back in time to the 1876 P...
In the third graphic novel of the Secret Smithsonian Adventures series, our heroes visit the National Museum of American History and realize that someone is trying to turn America from a democracy into a monarchy. They must stop this plan to make a president into a king! Schoolmates Eric, Dominique, Ajay, and Josephine are in their homes getting ready for a normal school day after two successful time-travel adventures. But the day might not turn out to be so normal after all! The kids' parents remind them that today is Coronation Day, and when they get to school, they find the Pledge of Allegiance replaced with an Oath to the King. Clearly, something is amiss, and the only way to fix it is to return to the Smithsonian, this time to the National Museum of American History. Their problems don't end there: the museum's famed American Presidency exhibition has been replaced with one on America's monarchs, complete with a portrait of George Washington being crowned as the first king! Enlisting the help of Gilbert Stuart, John Trumbull, and Thomas Jefferson and using their American history smarts, our heroes must try to thwart this wicked plot to change history.
Recent Advances in Acarology, Volume I, emerged from the V International Congress of Acarology held at Michigan State University in August 1978. It includes the contents of the symposia and a selection of contributions to the workshops and submitted paper sessions. The book is organized into six parts. Part 1 focuses on the pest management of agricultural mites. Part 2 on the biology of spider mites presents contributions in the areas of male reproductive behavior, silk production, pheromones, the components of reproductive success, and the effects of nutrition and temperature on tetranychid development. Part 3 on stored product acarology includes papers that reflect a broad understanding of...
Published since 1953, Advances in Virus Research covers a diverse range of in-depth reviews providing a valuable overview of the current field of virology.In 2004, the Institute for Scientific Information released figures showing that the series has an Impact Factor of 2.576, with a half-life of 7.1 years, placing it 11th in the highly competitive category of Virology.
Deadly plagues have ripped across the globe for centuries and will continue to do so in the future. From the Black Death to Smallpox and the Hong Kong flu, seven of the ten worst plagues in history originated in China. But the Covid-19 pandemic was something entirely new: a genetically engineered pathogen that was deliberately released upon the world for the geopolitical profit of a Communist government. In The Politically Incorrect Guide® to Pandemics, Steven Mosher, a leading authority on China, devastates politically correct narratives about the Covid-19 pandemic and the deadliest plagues in history. With expert insight, he reveals: Mountains of evidence that the Covid-19 pandemic originated in a Wuhan lab and not a wet market What life was like under plagues of the past and how these compare to the Covid-19 pandemic How Communist governments benefit economically and strategically from international plagues Chinese Communist Party source documents revealing viruses bioengineered to wreak global havoc The next pandemic may be the most devastating plague of all time. The Politically Incorrect Guide® to Pandemics sounds the alarm to prepare for a dangerous pandemic future.
Ants have always fascinated the nature observer. Reports from ancient Egypt and Mesopotamia indicate that ants interested humans long ago. Myrmecology as a science had its beginning in the last century with great naturalists like Andre, Darwin, Emery, Escherich, Fabre, Fields, Forel, Janet, Karawaiew, McCook, Mayr, Smith, Wasmann and Wheeler. They studied ants as an interesting biological phenomenon, with little thought of the possible beneficial or detrimental effects ants could have on human activities (see Wheeler 1910 as an example). When Europeans began colonizing the New World, serious ant problems occurred. The first reports of pest ants came from Spanish and Portuguese officials of the fifteenth and sixteenth centuries in Trinidad, The West Indies, Central America and South America. Leaf-cutting ants were blamed for making agricultural development almost impossible in many areas. These ants, Atta and Acromyrmex species, are undoubtedly the first ants identified as pests and may be considered to have initiated interest and research in applied myrmecology (Mariconi 1970).