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Almost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue.
A bank's asset and liability management committee or risk management committee is responsible for the overall financial planning and management of the bank's profitability and risk profile. This book emphasizes how managers can develop strategies to maximize stockholders wealth by balancing the trade-off between banking risks and returns.
This is the first book to analyze how the technology to alter images and rapidly distribute them can be used for propaganda and to support deception operations. In the past, propagandists and those seeking to conduct deception operations used crude methods to alter images of real people, events and objects, which could usually be detected relatively easily. Today, however, computers allow propagandists to create any imaginable image, still or moving, with appropriate accompanying audio. Furthermore, it is becoming extremely difficult to detect that an image has been manipulated, and the Internet, television and global media make it possible to disseminate altered images around the world almo...
Augustine, probably the single thinker who did the most to Christianize the classical learning of ancient Greece and Rome, exerted a remarkable influence on medieval and modern thought, and he speaks forcefully and directly to twentieth-century readers as well. The most widely read of his writings today are, no doubt, his Confessions—the first significant autobiography in world literature—and The City of God. The preoccupations of those two works, like those of Augustine's less well-known writings, include self-examination, human motivation, dreams, skepticism, language, time, war, and history—topics that still fascinate and perplex us 1,600 years later. The Augustinian Tradition, like...
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